The end of the year is fast approaching, and so is the expiration of your vision insurance benefits. If you’re in Hamilton, this is the perfect time to book your appointment at Clarity Optometry and put those dollars to work for your eye health.
Why Vision Coverage in Canada Still Needs Planning
Unlike general health care in Ontario, which is covered under OHIP, routine eye exams and eyewear aren’t always included—especially for adults between the ages of 20 and 64. That’s where private vision insurance comes in, and it’s up to you to use it before it resets.
If your vision plan includes services like eye exams, prescription glasses, or contact lenses, those benefits may expire at the end of the calendar year. Many Canadians assume their coverage rolls over—but in most cases, it doesn’t.
You’ve already paid into your plan. Whether it’s through Sun Life, Manulife, Desjardins, or another provider, those benefits are meant to support your wellness. Letting them expire unused is like throwing money away—and your eyes deserve better.
What You Might Be Missing Out On
Even if you’ve already had your annual eye exam, there’s a good chance you’re eligible for more. Many plans include:
- Coverage for a second pair of glasses (great for work or sports)
- Benefits for prescription sunglasses or computer glasses
- Discounts on specialty lenses like photochromic or progressive lenses
- Coverage for contact lenses, including scleral lenses or daily disposables
Have you been putting off trying something new? Now’s the time to explore advanced options like Avulux migraine glasses, or update your current frames with a more stylish, comfortable design.
If your child’s prescription has changed or your own vision isn’t quite as crisp as it was six months ago, those remaining benefits could be the solution.
How to Check What’s Covered Under Your Vision Insurance
The tricky part? Vision insurance can be a bit confusing. Each provider—like Blue Cross Ontario or Green Shield Canada—offers different levels of coverage. Some may fully cover an eye exam, while others provide a fixed dollar amount toward eyewear or specialty lenses.
At Clarity Optometry in Hamilton, we help patients navigate their benefits every day. Our front desk staff knows the ins and outs of popular Canadian vision plans and will happily walk you through your coverage options.
Not sure what your plan includes? No problem. Just give us a call with your policy details or bring your card to your appointment, and we’ll help you make sense of it.
Why Booking at Clarity Optometry Now Matters
As December gets busier, appointment slots start to fill up fast—especially during the last two weeks of the year. If you’re hoping to squeeze in your annual eye exam, upgrade your frames, or order contact lenses, you’ll want to book before it’s too late.
This is especially important if your plan includes a Flexible Spending Account (FSA) or other tax-advantaged funds. In most cases, unspent dollars in these accounts vanish at year’s end, with no option to roll them over. It’s a “use it or lose it” system—so using those funds before the deadline means better value for your money and your vision.
And remember: updated eyewear isn’t just about clearer sight. It’s also about safer driving, fewer headaches, and reduced eye strain from screens. Why wait until the new year when you can enjoy those benefits now?
Vision Care in Hamilton That Works for You
At Clarity Optometry, we don’t just accept your vision plan—we help you get the most from it. Whether it’s your first time using benefits or you’re trying to maximize what’s left before the year ends, we’re here to guide you every step of the way.
Schedule your appointment to ensure your year-end visit, and rest assured that we are here to assist you in entering the new year with a clear and confident perspective.
